Community leaders say Terracina at Winding Creek will ‘change lives’ at groundbreaking celebration

An affordable apartment community under construction near highly rated schools and new parks in Roseville will provide much-needed housing and help build the foundation for residents to “succeed and excel.”

About 50 community members, including elected leaders and local officials, celebrated the groundbreaking on April 30 of Terracina at Winding Creek, an affordable apartment community in the new Creekview neighborhood of west Roseville.

Terracina at Winding Creek will have a north and south site – located at 3440 Westbrook Blvd. and 1040 Lower Bank Drive – and should be completed in early 2026.

Terracina at Winding Creek will create far-reaching benefits for lower-income residents – and for the fast-growing region, speakers said during the groundbreaking celebration.

“It’s like planting seeds,” USA Properties President Geoff Brown said. “Affordable housing is such a conduit to addressing other social challenges. We are trying to house people and change lives.”

‘Work and live in the community’

The 284-apartment community will allow lower-income residents – including professionals early in their careers and hard-working families – to “work and live in the community,” said Roseville Mayor Bruce Houdesheldt.

Terracina at Winding Creek will “lift up the lives of people who will start here and be a part of our community for a long time,” Houdesheldt said. “We want housing options for everyone in our community.”

The apartment community is available to households that earn 30% to 70% of the area’s median income, currently $81,110 for a five-person household. The income limit will likely increase when Terracina at Winding Creek starts leasing.

Terracina at Winding Creek ensures lower-income residents have access to affordable, quality housing, first-rate health providers, highly rated schools and good-paying jobs in one of the state’s strongest economic regions.

“These are hardworking people with jobs,” said California Assemblymember Joe Patterson, who represents the district. “The residents really take ownership.”

Want more info on Terracina at Winding Creek?

Check out the location, amenities, current income limits and rent ranges (they will change slightly before opening in early 2026).

‘A big step forward’

Affordable apartment communities such as Terracina at Winding Creek provide a “big step forward” in helping improve the lives of lower-income residents, who often spend too much of their hard-earned money on housing and live with much uncertainty, said Will Cooper Jr., Chairman and CEO of WNC and Associates. The company is the tax credit investor for the $119.2 million Terracina at Winding Creek project.  

Terracina at Winding Creek will provide residents with computer access, a fitness room, and health and wellness classes.

Terracina at Winding Creek is part of Anthem Properties’ Creekview Master Plan that includes housing, commercial development, a school and neighborhood parks in west Roseville. Anthem Properties donated the land for Terracina at Winding Creek.

“This project is an amazing example of meeting the state’s housing goals,” said Marina Wiant, Executive Director of the California Debt Limit Allocation Committee and the California Tax Credit Allocation Committee. “We want to break the cycle (of poverty). We want families to succeed and excel.”

Photos by Terri Olson of Image Outfitters Photography