

Geoffrey Brown
Geoffrey C. Brown joined USA Properties Fund in 1989, eight years after his father, J.B. Brown, founded the company. He was named President and Chief Executive Officer in 1997.
Under his direction and leadership, USA Properties has experienced dramatic growth, developing more than 11,000 units.
Mr. Brown oversees all aspects of USA, including its apartment portfolio, current projects that are either in the development or construction phase as well as making decisions relating to future projects. He is also engaged in government relations at the local level as well as state and national level jurisdictions relating to housing policy.
Today, USA Properties Fund is one of the largest developer-manager-owner of affordable apartment communities in the West and a leader in the multifamily industry. Mr. Brown has also led the company’s expansion into the market-rate sector, with several apartment communities nearing completion.
While Mr. Brown has overseen the expansion of the company portfolio, he remains committed to the residents who reside in USA communities. In 2011, he co-founded the JB Brown Fund, a partnership with LifeSTEPS that helps residents at USA affordable communities in two ways. First, the Fund provides academic, vocational school, and youth sports scholarships. Second, it provides those experiencing financial hardship with a one-time grant and financial education to help them better manage their resources. In 2018, he again partnered with LifeSTEPS to pilot an RN Case Management Program, offering an on-site registered nurse for residents at three senior communities.
Before joining USA Properties, Mr. Brown was in the commercial credit department and later served as a commercial real estate construction loan officer with Lloyds Bank. After Sanwa Bank acquired Lloyds Bank, he was named Vice President and Manager of the Pasadena Real Estate Office and oversaw construction lending for commercial and residential loans.
Mr. Brown serves on the Board of Directors for the California Council for Affordable Housing and California Housing Consortium. He served as Chairman of the California Consortium in 2012 and 2013, and is currently serving as Vice Chair of the National Housing and Rehabilitation Association. Finally, Mr. Brown is also a Board Member for the National Muli-Housing Council.


Jonny Harmer
Jonathan “Jonny” Harmer joined USA Properties Fund as Chief Financial Officer in July 2017. He oversees all accounting, financial, information technology and tax activities for the company.
Before joining USA Properties Fund, Mr. Harmer was CFO of CV Holdings Inc., a commercial real estate finance company in Newport Beach, Calif. He has also served as CFO of CORE Realty Holdings and Meridian Development.
Mr. Harmer, a Certified Public Accountant (CPA) with more than 20 years of experience, has quickly become an expert on the complexities of affordable housing financing and tax credits, helping projects get the funding needed to move forward.
Mr. Harmer conducts financial reviews and projections for all proposed affordable and market-rate communities, determining the financial benefits, challenges and risks.
The former college baseball player and his team are currently working towards the implementation of more efficient processes, including the conversion of documents to electronic files, and the development of a software program to provide more in depth, real time reporting. Mr. Harmer, a licensed private pilot, has a deep connection to the state Capitol – his father, John L. Harmer, served as a State Senator and was Lieutenant Governor in 1974 and 1975.


April Atkinson
Ms. April Atkinson joined USA Properties in August 2016 as Executive Vice President, and oversees all aspects of the management of about 90 communities in California and Nevada.
Before joining USA Properties, Ms. Atkinson was Vice President of Property Management for the Irvine Company in the Bay Area, where she managed an 8,200-unit portfolio. She was with the Irvine Company, best-known for the master-planned city of Irvine in Orange County, for 16 years. The company’s apartment portfolio doubled in the Northern California region during the final four years of Ms. Atkinson’s leadership.
In addition to her extensive experience overseeing community operations, Ms. Atkinson is an effective mentor and successful team builder. She is committed to providing a high-quality living experience to residents at USA communities, whether they live in an affordable or conventional property.


Tony Piscitello
Mr. Tony Piscitello joined USA Properties in June 2020 as President of USA Construction Management, and oversees all aspects of construction.
Mr. Piscitello has three decades of construction management experience, most recently with market-rate apartment communities, an expanding focus of USA Properties.
Before joining USA Properties, Mr. Piscitello was Vice President of Construction for Mill Creek Residential Trust, where he oversaw the company's multifamily projects in Portland, Ore., since 2015. The national company recently completed three high-profile market-rate apartment communities in Portland.
Mr. Piscitello was also Senior Project Manager for the Holland Partner Group in Vancouver, Wash., a fully integrated real estate company much like USA Properties.
Mr. Piscitello, who earned a bachelor's degree in Construction Management from Cal Poly-San Luis Obispo, started his construction management career in San Diego, with Centex/MH Golden Construction Company and later B&G Consultants.


Steven Gall
Steven Gall oversees USA Properties Fund’s land and existing apartment community acquisition activities. Mr. Gall has more than 30 years of experience in the real estate industry, including more than 25 years with USA Properties’ in various land acquisition and development roles. He has also served as Vice President of Land Acquisition for the Sacramento Divisions of Centex Homes and MBK Homes, as well as Sacramento City Partner/Development Director forAlliance Residential Company. He holds a bachelor’s degree from Willamette University and an MBA from the University of Washington.


Darren Bobrowsky
Mr. Darren Bobrowsky joined USA Properties Fund in November 2010 as Director of Finance. He was promoted and to Senior Vice President of Finance and became a USA Properties Fund shareholder in 2015.
In his current position as the Senior Vice President of the Capital Markets Group, Mr. Bobrowsky oversees procurement and maintenance of debt and equity financing for USA Properties.
Prior to joining USA Properties Fund, Mr. Bobrowsky was Vice President, Acquisitions for Capital Valley Investments (The Ezralow Company) with oversight of all aspects of affordable home development. Previous to that, Mr. Bobrowsky was Director of Development Services at Sacramento Housing and Redevelopment Agency (SHRA) and oversaw all aspects of the City and County of Sacramento’s affordable housing programs including subordinate financing, tax-exempt bond issuance, inclusionary housing programs, and policy development. During his time at SHRA, he was involved in the development of over 10,000 affordable housing units with total project costs exceeding $1 Billion.
Mr. Bobrowsky’s current and previous experience, provides the knowledge to ensure projects are financially viable and financeable, ensuring the timely closing of transactions.


Jatin Malhotra
Jatin Malhotra joined USA Properties Fund as an Acquisitions Coordinator in 2014, and was soon promoted to an Acquisitions Specialist before being promoted to his current role in 2018. As Vice President, Acquisitions, he identifies, evaluates and executes acquisition and development opportunities for USA Properties.
Prior to joining USA Properties, Mr. Malhotra was an Associate Consultant for Development & Financial Advisory and Assistant Project Manager for Fulcrum Property where he was involved in acquisition, development and entitlement of numerous projects in the Sacramento and Bay Area.
Mr. Malhotra earned his bachelor’s degree in Managerial Economics from UC Davis and is a Licensed Real Estate Salesperson in California. Mr. Malhotra enjoys networking with his peers in the industry by staying involved with organizations such as the BIA and ULI


Jori Henry
Jori Henry joined USA Properties Fund in 2008, and has been given increasing responsibilities and leadership during her tenure. Ms. Henry plays an integral role in the company’s projects, helping the company obtain the financing for affordable and market-rate apartment communities.
Before joining USA Properties, Ms. Henry was Capital Markets Specialist-Secondary Marketing for EquiPoint Financial Network. The company closed during the housing market collapse in 2008.
Ms. Henry, who grew up about 10 miles from USA Properties’ corporate headquarters, has learned a great deal about the affordable housing industry – and multifamily housing operations.
She manages the finance document process related to funding applications, construction, and permanent and subsidy loan closings. Ms. Henry also manages the due diligence process for project loan closings and handles the title and escrow process for all properties.


Keith Johnson
Mr. Keith Johnson joined USA Properties Fund in 2005, when the company had about 50 apartment communities and 6,000 units – about half the number today.
Before joining USA Properties, Mr. Johnson was a Development Controller for Panattoni Development Company, a position he held for six years. The company specializes in industrial, office and build-to-suit development projects, with more than 300 million square feet in the U.S., Canada and Europe. Prior to that, he worked as a Supervisor in Fund Accounting for Franklin Templeton Investments, a global investment firm best known for its family of mutual funds.
The well-known, global companies gave Mr. Johnson extensive experience and a rock-solid foundation. But when he was looking for a new opportunity, USA Properties was a perfect fit – a midsize company with a mission of providing much-needed housing to low-income residents. Mr. Johnson, a Certified Public Accountant, said the company is committed to making a profit but also recognizes its social responsibility, especially in providing affordable housing in California and Nevada.
Mr. Johnson, a housing advocate, keeps up with the latest challenges and financial requirements that affect the housing industry and USA Properties, especially with tax credits – a financial tool that can make or break a project.


Milo Terzich
Milo Terzich rejoined USA Properties as Development Manager in 2013, after being away from the company for a decade.
Mr. Terzich – a licensed civil engineer in California and Nevada – oversees entitlements, and environmental and development permitting for USA Properties in California. He has been deeply involved in a range of affordable and market-rate apartment communities, including mixed-use projects. He is committed to working closely with municipalities on public outreach, entitlements and permitting, critical for the long term corporate and individual community’s success.
Before rejoining USA Properties, Mr. Terzich held the same position with Trina Solar US Development, where he oversaw the acquisition, entitlement, environmental and development permitting for large-scale solar-energy projects throughout the U.S., and Premier Homes, where he performed the same functions for infill, mixed use, master planned communities in northern California. He also has three years of experience as a private development consultant, providing project sponsors with real estate development, acquisition, due diligence zoning and entitlement, design and construction permitting services.
Mr. Terzich, who is adamantly committed to aligning public and private interests for a property’s benefit, has experience in bio-green energy facilities, industrial developments, continuing care retirement communities, mixed-use master-planned developments, brown field development distressed projects, regional event and conference facilities, and recreational and agricultural mixed-use projects – and the largest church campus in the northwestern U.S.


Priya Ramchandran
Ms. Ramchandran joined USA Properties as Director of Accounting in 2010, and was promoted to Vice President for Property Management Accounting in 2016. She has over two decades of accounting experience in the commercial and residential real estate industry.
Before joining USA Properties, Ms. Ramchandran was a consultant for Propp Christensen Caniglia, LLP, CPAs, and Colliers International in the Sacramento area. Prior to that, she worked in San Francisco in the capacity of Vice President, Asset Management Accounting for GIC Real Estate Inc.
Ms. Ramchandran is adept at business planning, internal audit and controls, asset management, documentation and reporting, and staff management among other skills. Her ability to see the big picture, identify common issues across departments, and propose solutions has greatly aided her employers in developing ways to more effectively organize and streamline processes. She successfully rolled out the accounts payable automation and outsourcing for the property management group and is currently in charge of a software implementation project which will be completed in the coming year.


Santiago del Rio
Mr. Santiago del Rio joined USA Properties in 2006, and he is actively involved in the day-to-day development and construction efforts of multi-million dollar projects, from planning to completion, placing equal focus on cost, quality, and safety.
Before joining USA Properties Fund, Mr. del Rio was Director of Maintenance at Renovation Operations in Northern California for Lyon Apartment Communities (now known as Lyon Living).
Mr. del Rio’s ability to build a positive rapport with USA Properties Fund teams, investor partners, consultants- combined with his technical expertise- has allowed him to successfully oversee the development, construction, and renovation of over 4,000 units during his tenure. Notably, this includes the completion of two communities in the South Sacramento area during the Great Recession.
Mr. del Rio is also committed to sharing his skills with the next generation of workers in the industry through his work to develop an internship program.
Mr. Santiago del Rio graduated with a Bachelor of Architecture and an MBA from CalPoly San Luis Obispo and maintains a California General Contractor’s license.


Patrick McGuirk
Patrick McGuirk joined USA Properties Fund as an intern assisting a construction superintendent in 2006, when he was a freshman at California State University, Sacramento. His attention to detail, hard work and task-focused approach as an intern helped him get a position as a construction estimator with the company two years later – while also being a full-time student and junior majoring in Construction Management. Mr. McGuirk has exceled in his positions with USA Properties, and was promoted to Vice President of Estimating and Scheduling in summer 2018.
In the critical position, Mr. McGuirk oversees the estimating process, and establishes and oversees the activity timelines for projects.
He is deeply involved in each project, from the conceptual stage – including the initial cost estimate – to handling construction-related documents. Mr. McGuirk reviews each project at least three times as part of the estimating process, and oversees bidding for each project with subcontractors.
Mr. McGuirk also works closely with USA Properties’ project managers and superintendents ensuring projects remain on schedule and completed on time. He builds a schedule before construction starts, and monitors and tracks the process of the hundreds – or even thousands – of activities of a project. He visits each project, affordable and market-rate apartment communities, a few times every month. By combining on-site visits with the latest management technology, he can keep projects on task.


Sean Reynolds
Sean Reynolds joined USA Properties Fund in 2016 as a Development/Architectural Manager. He has since been elevated to Vice President of Development, leading design and planning efforts for the company’s multifamily projects, from new apartment communities to rehabilitation projects.
Mr. Reynolds, a LEED Accredited Professional with more than 20 years of experience in architecture and design, is a former senior executive with DAHLIN in Pleasanton in the San Francisco Bay Area. He began his career designing single-family homes and then moved quickly to multifamily communities as a lead designer/architect working with his team and clients to receive entitlements on small projects all the way through to projects involving specific plans and large master plan communities. Mr. Reynolds embraces the complexity, technical design side and positive community impact of apartment communities.
While at DAHLIN, Mr. Reynolds worked with USA Properties on the Santana Terrace project in Santa Clara, and the experience working with USA Properties Fund on this innovative apartment community – market-rate housing for seniors – encouraged him to look at joining the company.
He has extensive experience with multifamily community design, from entitlements through construction, and has worked on many affordable and market-rate apartment communities in California as well as the western United States.
Mr. Reynolds embraces out-of-the-box development ideas with new opportunities and groundbreaking projects that will help meet the need for more housing and solving the housing issues in California. For example, Mr. Reynolds believes embracing modular housing for some projects and transforming underperforming shopping malls into much-needed multifamily housing are possible solutions as well as looking to develop on infill sites and transit oriented developments.


Tippy Lambert
Ms. Tippy Lambert joined USA Properties Fund as Vice President of Property Administration in August 2018, her latest management position during her more than 30-year career in property management. She directly oversees the Southern California office, as well as the regional managers responsible for managing day-to-day operations at USA communities. In addition, she is actively involved in acquisitions and development efforts in the region.
Before joining USA Properties, Ms. Lambert was a Senior Director for The Irvine Company, managing a 36-apartment community portfolio with over 12,000 units generating leases of hundreds of millions of dollars per year. She held this position for just under 20 years before becoming part of the USA team. She has also been a District Manager for Camden Property Trust and Area Manager for Equity Residential Properties one of the largest apartment community owner-managers in the state.
Ms. Lambert, regardless of the company and her position, has been a leader in developing and training employees, and takes great pride in the success of her team.


Valerie Silva
Valerie Silva joined USA Properties Fund as Human Resources Manager in 2009, became Director of Human Resources in 2010 and was promoted to Vice President of Human Resources in January 2016. She oversees all aspects of human resources for the company.
Before joining USA Properties, Ms. Silva was Vice President of Human Resources with Intercare, and held the same position with Central Pacific Mortgage Company for 13 years. The Folsom-based company had more than 1,000 employees in 23 states at its peak. Ms. Silva says the experience at Central Pacific Mortgage helped pave the way for her success at USA Properties.
Ms. Silva enjoys helping her team grow in the profession, and enthusiastically embraces her longtime motto: How can we do better and be more efficient?
It’s an approach that helps the company and employees to evolve and more effectively meet the mission of providing quality housing to residents.


Victoria Critchfield
Ms. Victoria Critchfield joined USA Properties as a Regional Manager in 2010 and had several roles before becoming Vice President in 2014. As VP of Operations, she directly oversees the regional managers responsible for managing day-to-day operations at USA communities. In addition, she supervises the compliance department as they work to ensure that USA understands, implements, and complies with oft-complex Tax Credit and other affordable program regulations.
Before joining USA Properties. Ms. Critchfield was a Regional Manager for G.W. Williams Co. where she managed market rate communities.
Ms. Critchfield is actively involved as USA Properties continues to expand into market-rate communities in the Bay Area, the Sacramento region and Southern California.